What We Cover

Auto Insurance

Your vehicle is part of how you get to work, get your family where they need to be, and enjoy everyday life. At Clearview Insurance Solutions, we’ll help you find the right combination of coverage, limits, and deductibles for the way you drive.

Whether you’re insuring a first car, a family vehicle, or adding a new driver, we’ll make sure your coverage keeps up with you.

Home Insurance

Your home is more than a structure – it’s where life happens and where so much of what matters to you is kept. We’ll help you protect your home, belongings, and the people who live there with coverage tailored to your property and your needs.

As your home and circumstances change, we’ll be here to make sure your protection changes with them.

Life Insurance

Life insurance is about taking care of the people who depend on you, even when you can’t be there to do it yourself.

Whether you’re protecting your family’s financial future, planning for the unexpected, or building a long-term financial strategy, Clearview can help you find coverage that fits your goals and the life you’ve built.

Commercial Auto

Your business vehicles are an important part of keeping your operation moving. Whether you have one vehicle or an entire fleet, the right coverage can help protect your business when the unexpected happens.

We can help you arrange commercial auto coverage designed around your vehicles, drivers, and business needs – so you can stay focused on keeping your business moving forward.

Heavy Duty Commercial Trucking

Keeping trucks on the road is essential to your business, but operating heavy-duty commercial vehicles comes with significant risks. The right insurance can help protect your trucks, drivers, cargo, and business from unexpected losses.

We can help you arrange specialized trucking coverage designed around your operation, giving you confidence on the road and protection when it matters most.

Specialty Products

Some of the things you own are more than possessions – they’re part of how you spend your time and enjoy life.

Whether it’s a motorcycle, RV, boat, or another specialty vehicle, Clearview Insurance Solutions can help you protect the things you’ve invested in and the experiences that come with them.

Events

Planning a wedding, celebration, fundraiser, festival, or other special event comes with plenty of details. Insurance shouldn’t be one of the things keeping you up at night.

We can help you arrange coverage designed to protect your event, your guests, and the investment you’ve made in making the occasion happen.

Private Client

When you’ve built significant assets, protecting them requires more than standard coverage. Clearview’s private client solutions are designed around the homes, vehicles, collections, and lifestyle of high-net-worth individuals and families.

We’ll take a broader view of your assets and help make sure your insurance protection is as thoughtfully structured as everything you’ve worked to build.

Our Carriers

Windsor Mount Joy

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What Do Auto Insurance Policies Cover?

Depending on the policy you choose, your coverages will vary. Here are some of the most popular coverages:

Collision insurance - This portion of your policy helps cover damage costs if you are involved in a collision.

Liability insurance - If you are at fault in a wreck, this type of coverage helps insure you against any damage you cause others. Most states, including California, require drivers to carry minimum amounts of liability insurance. There are two kinds of coverage included in liability insurance:

Property damage liability - This coverage helps pay for damage to the other driver’s property (e.g., their car).

Bodily injury liability - This coverage helps pay for medical bills and sometimes death benefits for the other person involved in the wreck.

Medical payments (MedPay) insurance - This portion of your policy helps you pay for the medical bills of you and your passengers if you are involved in an accident.

Uninsured/underinsured motorist insurance - This type of coverage helps you cover the cost of damages caused by someone who doesn’t have adequate auto insurance, specifically liability coverage.

Comprehensive insurance - This portion of your policy covers damages that are not related to a wreck, such as theft, weather damage, vandalism, broken glass and deer/animal damage.

There may be additional coverages that will be necessary based on your unique situation. Be sure to ask our agency how we can tailor your auto coverage to your needs.

Get Covered Today

Our team is committed to helping you find a policy to fit your specific needs. Reach out to us today to start the conversation or to get a quote.

What Is Homeowners Insurance?

Home insurance is a package policy, which means that it covers damage to your property after a covered loss and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. There are usually additional coverages or endorsements, also called riders, that you can add to the standard coverages provided by home insurance to ensure adequate protection.

Do I Need Homeowners Insurance?

While purchasing a home insurance policy may not be mandated by the federal, state or local government, your lender may require proof of home insurance if you have a mortgage. Carrying appropriate coverage is always a good idea as the policy can help financially protect you if you experience a covered accident or other loss. Without home insurance, you may be left to cover the replacement or repair costs on your own following an incident.

Get Covered Today

If you need a homeowners insurance policy or want to evaluate whether the coverage you have is adequate, we’re here to help. Give us a call today to get started or request your free quote now.

What Is Life Insurance?

Life insurance is a financial safety net designed to protect your loved ones in the event of your passing. It provides a tax-free lump sum payment, known as a death benefit, which can be used to cover final expenses, debts, mortgage payments, and ongoing living expenses for your family.

Why Do You Need Life Insurance?

Life Insurance plays a critical role in safeguarding your family's financial future. Whether you're providing for children, a spouse, or other dependents, life insurance ensures they are protected in times of uncertainty. It can also help manage estate taxes, pay off loans, or leave a legacy for your loved ones.

How Life Insurance Works

There are various types of life insurance, such as term life, whole life, and universal life, each offering different benefits tailored to specific needs. Term life insurance provides coverage for a set period, while whole life offers lifelong coverage with the added benefit of a cash value component.

Get Started with Life Insurance

If you're considering life insurance or wish to reassess your current policy, we’re here to help. Reach out today to explore your options and find the coverage that meets your needs.

What Is Commercial Auto Insurance?

Commercial auto insurance provides protection for vehicles used for business purposes, helping businesses manage the risks associated with operating vehicles on the road. Whether you have a single company vehicle or a fleet of vehicles, commercial auto coverage can help protect your business, drivers, and vehicles from unexpected accidents and losses.

Why Choose Commercial Auto Insurance?

Business vehicles face many of the same risks as personal vehicles, but an accident involving a commercial vehicle can create significant financial and legal exposure for a business. The right commercial auto insurance provides coverage designed around how your vehicles are used, helping protect your business while keeping you on the road.

Key Benefits of Commercial Auto Insurance:

  1. Liability Coverage: Helps protect your business against claims for bodily injury or property damage resulting from an accident involving a covered vehicle.

  2. Physical Damage Coverage: Helps cover repair or replacement costs when a covered vehicle is damaged by an accident, theft, vandalism, or other covered events.

  3. Flexible Coverage: Coverage can be tailored to the types of vehicles your business operates and how they are used.

Customizable Coverage

Commercial auto insurance can be tailored to meet the needs of a wide range of businesses and vehicles, including:

  • Business-owned vehicles

  • Company cars and SUVs

  • Pickup trucks and vans

  • Delivery vehicles

  • Service and contractor vehicles

  • Commercial vehicle fleets

How to Get Commercial Auto Insurance

Whether you operate one business vehicle or a growing fleet, having the right commercial auto coverage can help protect your business from unexpected losses. Reach out today for a customized quote and coverage designed around your business needs.

What Is Heavy-Duty Commercial Trucking Insurance?

Heavy-duty commercial trucking insurance provides specialized protection for businesses operating large trucks, tractor-trailers, and other heavy commercial vehicles. Designed for the unique risks of the trucking industry, coverage can help protect your vehicles, drivers, cargo, and business from the financial impact of accidents, damage, and liability claims.

Why Choose Heavy-Duty Commercial Trucking Insurance?

Commercial trucking comes with unique risks and responsibilities, from transporting valuable cargo to operating large vehicles over long distances. The right insurance coverage can help protect your business from significant financial exposure while keeping your trucks moving and your operations running smoothly.

Key Benefits of Heavy-Duty Commercial Trucking Insurance:

  1. Liability Coverage: Helps protect your business against claims for bodily injury or property damage resulting from a covered trucking accident.

  2. Physical Damage Coverage: Helps cover damage to covered trucks and equipment resulting from accidents, theft, vandalism, and other covered events.

  3. Cargo Protection: Coverage options may help protect the goods and freight being transported from covered losses.

  4. Specialized Trucking Coverage: Insurance can be structured around the type of equipment, cargo, routes, and operations of your trucking business.

Customizable Coverage

Heavy-duty commercial trucking insurance can be tailored to meet the needs of a variety of trucking operations, including:

  • Tractor-trailers and 18-wheelers

  • Heavy-duty trucks

  • Dump trucks

  • Flatbed trucks

  • Box and freight trucks

  • Tanker trucks

  • Car haulers

  • Specialized hauling operations

How to Get Heavy-Duty Commercial Trucking Insurance

Whether you operate a single heavy-duty truck or an entire fleet, the right insurance coverage can help protect your equipment, cargo, drivers, and business. Reach out today for a customized quote and comprehensive trucking coverage designed around your operation.

What Are Specialty Products Insurance?

Specialty products insurance is designed to provide protection for unique assets such as boats, RVs, motorcycles, and other recreational vehicles. These policies offer coverage tailored to the specific needs and risks associated with these types of vehicles, ensuring that you can enjoy your adventures with peace of mind.

Why Choose Specialty Products Insurance?

Whether you're hitting the open road on your motorcycle, cruising the waterways in your boat, or traveling cross-country in your RV, specialty insurance covers more than just the basic liability or collision damage. For example:

  • Boats: Covers risks like damage from storms, theft, or mechanical failure.
  • Motorcycles: Offers protection against accidents, liability, and custom upgrades.
  • RVs: Ensures coverage for both the vehicle and the personal belongings stored within.

Key Benefits of Specialty Products Insurance:

  1. Customized Coverage: Each type of vehicle has its own set of risks, and specialty insurance addresses them specifically.
  2. Enhanced Protection: Beyond standard insurance, specialty policies often include accessories, gear, and vacation coverage.
  3. Peace of Mind: With specialized coverage, you’re safeguarded against unforeseen circumstances, allowing you to fully enjoy your hobbies and adventures.

How to Get Specialty Products Insurance

If you own a boat, RV, or motorcycle, or are considering purchasing one, a specialty products insurance policy provides the necessary protection tailored to your unique needs. Reach out today to discuss your options and get a customized quote.

What Is Events Insurance?

Events insurance provides protection for a wide range of events such as weddings, parties, corporate gatherings, and more. It offers coverage for the unforeseen risks and liabilities associated with hosting events, ensuring peace of mind for both event organizers and attendees.

Why Choose Events Insurance?

Events can be filled with unpredictable circumstances, and having proper insurance coverage can mitigate potential financial loss. Whether it’s liability coverage or property coverage, events insurance offers tailored protection for a variety of scenarios.

Key Benefits of Events Insurance:

  1. Liability Coverage: Protects against third-party injuries, property damage, or legal claims.
  2. Venue Damage: Provides financial support for damage caused to rented venues or event locations.

Customizable Coverage

Events insurance can be tailored to fit the needs of different types of events, including:

  • Weddings
  • Corporate events
  • Fundraisers
  • Concerts
  • Private parties

How to Get Events Insurance

If you're planning an event, securing events insurance ensures that you’re protected from a variety of risks, allowing you to focus on creating memorable experiences for your guests. Reach out today for a customized quote and comprehensive coverage.